Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

What to Do When Your Credit is Compromised

Under The Fair Credit Reporting Act (“FCRA”), when you are a victim of identity theft you have specific rights.  While recovering from a massive attack on your credit is a lengthy process, it is not an impossible feat if you follow the letter of the law and these five simple steps.Read More...

Resolve This Year to Improve your Credit Score

The New Year for so many is about resolutions and setting new goals for yourself, so why not put repairing your credit score at the top of your list?  A good credit report can open many doors and provide new opportunities for you.  If you are ready to take action and repair your credit, follow these steps for success and check this resolution off your list.Read More...

Credit Repair Scams

As a follow up to our last blog about hiring a credit repair company, I thought it appropriate to discuss tips in spotting a credit repair scam.  Consumers looking to hire a company to fix their credit need to be informed of the risks of hiring a repairer that is looking to take their money and make empty promises of fixing credit that is irreparable.Read More...

Paying for Credit Repair

All too often consumers ask about credit repair…is it worthwhile, what does it cost, should I sign up?  Credit repair is a service provided by a company that helps consumers remove unwanted and inaccurate information from their credit file to help improve credit reports.  Consumers can hire a company to clean their credit or just as easily can sign up to do the work themselves.Read More...