Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

How To Handle Mistakes on Your Credit Report

According to the consumer industry, nearly 25% of all consumers have an error on their credit report. This means that 1 in 5 consumers are walking around with a report that does not accurately reflect their financial status and payment history. Whether you are a responsible consumer or a little careless with your credit, you deserve to have your report accurately reflect your ability to pay.  Read More...

Preparing for Changes from CFPB

The CFBP announced new expectations for collections agencies to reduce and prevent conduct that may be harmful to consumers.    Read More...

Credit Data

What information appears on your credit report?Read More...

Should You or Shouldn't You: Making Payment on an Old Debt

You have an old debt.  Before deciding whether or not to pay it, first find out how old this debt is and when you last made a payment.Read More...