Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

What is a Time-Barred Debt?

Old debts - do I have to pay them? Read More...

Colleges and Universities Are Not Immune From Liability Under The FCRA

Read about a recent opinion which that requires colleges and universities to comply with the FCRA when reporting student loans.Read More...

The Effect of a Judgment on Your Credit File

Learn about judgments and how they effect your credit report.Read More...

Easy Ways to Lower Your Credit Score

Your credit score has become more and more important.  Learn how to protect your score from potential damage.Read More...