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About Diversified Collection Services Diversified Collection Services was founded in 1976 . They are also known as DCS, Inc. and is a Performant Financial Corporation company. DCS Inc. is headquartered in Livermore, California. The specialize in collecting student loans and delinquent income taxes. Is Diversified Collection Services Harassing You? The complaints filed against Diversified Collection Services are plentiful. There are 129…
Paying your bills late can have a serious impact on your credit report because your creditors and the credit bureaus report those late payments . The more recent your delinquency, the more it will have a negative impact on your score. Over time, the effect of the delinquency begins to diminish. Negative information, including a late payment, will be on…
I just got served with a lawsuit. Someone knocked on my door and handed me papers called a Complaint and a Summons. What do I do now? Don’t panic, you are being sued. It is probably for a debt that a creditor believes you owe, but that does not mean you owe it. There are steps you must take…
You recently obtained a copy of your credit report and notice an old debt that is hurting your score. You do not know whether you should pay it. There are many factors to consider. First, look at the age of the debt. Every state has a different statute of limitations that covers how long a creditor has to file a…
If you have had a rough couple of years financially, and weathered the storm, now is time to rebuild your credit. How can you rebuild their credit after having had multiple delinquencies? The first rule is that it takes some time. There is no special formula that can restore your credit overnight. In order to restore your credit, consider the…
Northwest Collectors Inc., also known as NCI, has been in business since 1970. They are not accredited with the Better Business Bureau. Their website says that they were founded because they felt a need for “a competent and responsible organization to accommodate the collection needs of the credit community in an efficient and ethical manner .” Is Northwest Collectors Inc.…
When a family member, loved one, or close friend asks you to assist them with a credit purchase, you naturally want to help. The advantages are that you are providing someone with a great opportunity, and if they make all their payments on time, you can both benefit from the good credit history. However, there are greater disadvantages. The first…