People Come First At Our Consumer Rights Law Firm
The Fair Credit Reporting Act (“FCRA”) is the federal law that governs the credit reporting agencies’ conduct on consumer reporting. As of January 1, 2013 the FCRA underwent amendments concerning the access of arrest and conviction records in employment decisions. The FCRA imposes requirements on employers who use the credit reporting agencies to obtain reports on potential or existing employees…
The Fair Credit Reporting Act, also referred to as the “FCRA”, is a Federal law enacted to protect consumers and their credit reports. This law governs how your credit worthiness can be reported, dictates who can review your credit report and gives you the right to review and dispute information reported by creditors. A question you may be asking yourself…
In recent years, low income consumers are at great risk forbeing denied bank accounts, a necessityfor building finances and aiding low income Americans at getting ontheir feet. Innocent mistakes like a bounced check or anover-draft from an account have tarnished these consumers fromobtaining bank accounts because of private databases used by mostof America’s banking industry. In a post written last…