Day: March 25, 2014

In a recent precedential opinion, the Third Circuit held that the failure of colleges and universities to respond to a student loan borrowers’ credit report dispute is in violation of the Fair Credit Reporting Act (“FCRA”) and such a violation may subject the institutions to punitive damages for their conduct.  Under the FCRA, colleges and universities are required to furnish…

When dealing with your credit report, there is much confusion about how to repair your it.  Almost everyone has their own opinion on how to damage and how to improve your score.  But the reality is there are no short cuts or tricks to speeding up the process of repairing your credit, so make sure you have a little patience…