Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

Comcast and its Impermissible Credit Report Access

We are seeing a pattern emerge whereby Comcast/Xfinity is gaining access to consumers' credit reports without having the consumers' permission nor a permissible purpose to obtain the report under the Fair Credit Reporting Act.  In a few occasions now, we have seen them gain access to the reports of our clientele.  While we are currently taking action against them for this conduct, others have too... and with success...Read More...

Protecting your Identity when Making Card Purchases

When out shopping, whether it’s the grocery store, a restaurant or  retailer, more than half of American consumers reach for their credit card or debit card when it comes time to make payment.  While using credit to make purchases is the simplest way to pay what you owe, it can also be the easiest way for your identity to be compromised. Read More...

Salary Information on your Credit Report

Checking your credit report is standard protocol for the average consumer.  Accessing your credit file to review the information reporting is essential to your financial well being. Did you know that in addition to account information, credit reporting agencies also collect salary information on consumers? Read More...

Hope for New Debt Collection Rules

The Consumer Financial Protection Bureau compiled a list of rules governing the debt collection industry using imput by consumers. Read More...