Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

Important Facts About Pre-Approved Credit Card Offers

What are pre-approved credit cards?Read More...

What is a Time-Barred Debt?

Old debts - do I have to pay them? Read More...

Colleges and Universities Are Not Immune From Liability Under The FCRA

Read about a recent opinion which that requires colleges and universities to comply with the FCRA when reporting student loans.Read More...

Communicating with a Debtor During Bankruptcy Proceeedings

Can you be contacted by a debt collector during bankruptcy?  Learn about violations under the Fair Debt Collection Practices Act.Read More...