Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

Protecting your Identity when Making Card Purchases

When out shopping, whether it’s the grocery store, a restaurant or  retailer, more than half of American consumers reach for their credit card or debit card when it comes time to make payment.  While using credit to make purchases is the simplest way to pay what you owe, it can also be the easiest way for your identity to be compromised. Read More...

What to Do When Your Credit is Compromised

Under The Fair Credit Reporting Act (“FCRA”), when you are a victim of identity theft you have specific rights.  While recovering from a massive attack on your credit is a lengthy process, it is not an impossible feat if you follow the letter of the law and these five simple steps.Read More...

Home Depot is Sued for Conducting Non-Compliant Background Checks

Learn about the requirements for background checks.Read More...

Important Facts About Pre-Approved Credit Card Offers

What are pre-approved credit cards?Read More...