Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

Credit Card Receipts and FACTA

Does distributing a copy of a merchant's receipt to a customer with an expiration date violate your rights under FACTA?Read More...

What Qualifies as a "Good" Credit Score

Learn what a "good" credit score consists of, how it is calculated and how it affects your everyday life. Read More...

Amendments to the Fair Credit Reporting Act

A recent amendment to the FCRA requires more restrictive compliance when compiling information on a prospective or existing employee.  There is a new federally mandated form along with a four-step process. Read More...

Creditors Accountablility for Collection Harassment

The FDCPA protects a consumer from the conduct of a collection agency but not from the conduct of an original creditor.  However, there are a few instances in which a creditor can be held accountable for its actions under the FDCPA.Read More...