Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

Comcast and its Impermissible Credit Report Access

We are seeing a pattern emerge whereby Comcast/Xfinity is gaining access to consumers' credit reports without having the consumers' permission nor a permissible purpose to obtain the report under the Fair Credit Reporting Act.  In a few occasions now, we have seen them gain access to the reports of our clientele.  While we are currently taking action against them for this conduct, others have too... and with success...Read More...

What is a Time-Barred Debt?

Old debts - do I have to pay them? Read More...

Pressuring Consumers to Settle Old Debts May Be Considered a Violation of the FDCPA

What happens when your receive a collection letter for an old debt?Read More...

Consumer Laws You Should be Aware of

Learn about the laws that protect consumers.Read More...