Credit Report Problems

Credit Report Problems

The Fair Credit Reporting Act in Massachusetts

Massachusetts has enacted laws that can protect its consumers.  MGL Ch. 93 §52 provides that no consumer reporting bureau  shall report an arrest or conviction beyond 7 years unless the job sought pays in excess of $20,000. This law was enacted in 1974 and is therefore effective.

MGL Ch 93 §59 provides for the rights of consumers who wish to dispute errors in their credit reports.  However, this statute provides nothing new from the federal Fair Credit Reporting Act, and actually almost completely mirrors the federal law.   The law also provides for the ability to obtain consumer reports in the same fashion as the Fair Credit Reporting Act.  Thus, when it comes to disputing errors on a report, Massachusetts consumers should look to the federal law for help.

Contact SmithMarco, P.C., Today

If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.