The Fair Credit Reporting Act in North Carolina
North Carolina has enacted the Identity Theft Protection Act to protect its consumers from the problems that can be associated with identity theft. This law does not govern the use of credit reports or how the credit reporting bureaus must act. Article 2A, §75-60, et seq. provides responsibilities of businesses to protect from disseminating personal information about consumers. For instance, the law provides for the protection of social security numbers when given to a business. The business may not make that information public, and the business cannot require the consumer to transmit their social security number over the internet or use that number as access to a website. The information may not be sold without consent, publicized or given away. The statute provides for the rights of consumers to a security freeze on their credit report, and provides for the means to place a freeze and remove one too.
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If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.