Credit Report Problems

Credit Report Problems

The Fair Credit Reporting Act in Tennessee

Tennessee does not have any consumer protection laws that apply to information that appears on credit reports and background reports.  Consumers residing in Tennessee should look to and rely on the federal Fair Credit Reporting Act for these protections.  Tennessee has enacted a statute to provide for the right of its residents to a security freeze to protect their credit information.  This law applies solely to the issues of a security freeze on a credit report.  The statute discusses who and when a freeze may be placed, how it can get removed both permanently and temporarily, and the charges that the reporting bureaus may charge to place or remove a freeze.

Contact SmithMarco, P.C., Today

If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.