Florida Statute of Limitations on Debt Collection
Contract or written instrument and for mortgage foreclosure: 5
years. F.S. 95.11.
The limitations period begins from the date the last element of
the cause of action occurred, (95.051). NOTE: The limitation period
is tolled (stopped) for any period during which the debtor is
absent from the state and each time a voluntary payment is made on
a debt arising from a written instrument.
Almost all other actions fall under the 4-year catch-all
limitations period, (F.S. 95.11(3)(p)).