Debt Collection Problems

Debt Collection Laws

Massachusetts Statute of Limitations on Debt Collection

Debt instruments issued by banks, Contract under seal: 20 years.

Judgments: 20 Years.

Oral or Written Contracts: 6 Years.

Consumer Protection Actions: 4 Years.

Recovery of Property: 3 Years.

Claims on mortgage notes following foreclosure or on claims junior to a foreclosed mortgage: 2 Years.