March 28,
2018Under the Fair Credit Reporting Act (“FCRA”) you are entitled to know what is reporting on your credit file. Credit reporting agencies provide your information to lenders, employers, landlords, banks, insurance companies, department stores and other entities. So, to maintain your financial welfare, you need to know what they are reporting about you. Experts say there are approximately 400 specialty credit reporting agencies in addition to the three main players, Experian, Equifax and Trans Union, that the average consumer is aware of. More >