Know Your Rights

Know Your Rights

Know Your Rights: Consumer Rights Protection

Whether you're being pursued by debt collectors, suffering from credit report problems or trying to navigate your way through a bankruptcy - you have rights - and we're here to help. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country. If you feel that you're rights have been violated, please contact us for a free case review and we can put you in touch with an experienced lawyer. 

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Recent Blog Posts:

The Equifax Breach and Dealing with Identity Theft and Credit Scores

October 13, 2017

Tune into CAN TV’s “Credit Talk” to hear from SmithMarco’s very own attorney, Larry Smith. He discusses a variety of credit-related topics, one of them most notably being the recent Equifax data breach. Learn how you can spot red flags in your credit report that may suggest that you’ve been a potential victim of the hack, as well as next steps to dispute these inaccuracies.More >

Getting Free Credit Report Not as Easy as it Should Be

October 12, 2017

Under an amendment to the Fair Credit Reporting Act in 2003, consumers are entitled to one free credit report a year from each of the three big credit reporting agencies, Equifax, Experian and Trans Union.  After the recent security breach at Equifax, there is no better time than now to take advantage of obtaining your free report to make sure the information on your credit file actually belongs to you and that you are not one of the 143 million consumers whose information was compromised.  More >

Post Equifax Breach, Consumer Advocates Propose New Laws for Employment Background Checks (3)

October 03, 2017

In the aftermath of Equifax’s data breach, one of the largest breaches in credit history to date, Congress is looking to reform the use of credit information used for employment background checks.  After 143 million American consumers were affected by the data breach, Congress proposes a new bill that would result in big changes for the credit reporting agencies and consumers by regulating the use of credit reports for employment purposes.More >

Equifax Data Breach

September 18, 2017

You came to this page because you have concerns about the recent breach at the data centers of Equifax, one of the major credit reporting agencies.  We are well aware of the circumstances and we are aware that millions of people have been, or will be, affected by this breach.More >