What Do I do Now

In these unsettled economic times you cannot help but hear about the variety of scams inflicted upon people who are in debt because of unemployment or mortgage debt. Scammers offer fixes that are too good to be true or try to confuse you into giving them personal information in order to assist you. One recent […]
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Who Can Look at Your Credit Report

We often hear that the higher your credit score is the more credit you can obtain, and the lower your interest rate will be while the lower your credit score is the higher your interest rate will be. But who has access to your report and who protects your privacy? Many Americans consider their credit […]
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How to Dispute Inaccurate Information on Your Credit Report

Credit reporting agencies, or what are commonly known as credit bureaus, including Trans Union, Equifax and Experian, have from time to time been known to report inaccurate information on credit reports. Inaccurate information can lead to a loss of credit by either a denied application, or by a current creditor closing or reducing a line […]
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Fair Debt Collection

In these tough economic times it has become common practice for creditors to turn unpaid bills over to debt collection agencies. These agencies begin calling and sending letters to collect the amount owed; often the calls are frequent, frightening and threatening. It is bad enough to know that you have outstanding bills, but the menacing […]
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