7 Steps to Clean Your Credit Report

Remember to check your credit report on a regular basis and not when you are trying to make big purchases. In case you find errors on your report, you need time to fix them.  Here are seven steps to help clean your credit report. 1. Order a copy of your credit report You are entitled […]
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Disadvantages of Co-Signing on Credit Cards and Loans

An elderly woman co-signed for her adult son on two credit cards and for a truck. Now the mother is stuck with $20,000 debt. What are her options? A 76 year old woman co-signed on two credit cards and a Toyota truck for her adult son. The son assured his mother that he would pay […]
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Debt Collection and Social Media

Debt collectors have added social media to their collection process.  Collectors can use social media to locate people or see if they have any assets.  Some collectors use social media to harass someone.  Examples include posting messages that let the world know you owe a debt or contact friends and family.  These are clear violations […]
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