Month: November 2011

My bank account was frozen and I was never given notice.  This is a frequent complaint that we hear from consumers.  Learn more about this and other frequent inquiries by reading below. What is a bank garnishment?  If there is a judgment against you, to satisfy the judgment, the creditor can garnish your wages, garnish […]

Many consumers have the same problem – paying their bills.  Needless to say, this is a common problem when unemployment is at an all time high.  Americans are struggling to pay their bills, the ones who are lucky enough to have jobs are working hard to keep them.  No one wants collection calls at work […]

We hear many complaints from consumers that they are getting so many calls from the collector that it is harassing and abusive.  The Fair Debt Collection Practices Act deems it a violation of the law to harass a debtor, and one of the ways it can be done is through a campaign of constant calling.  […]

Everyone is susceptible to identity theft.  The young or old, rich or poor – be careful.  Here are 10 important tips and facts about identity theft so you can avoid becoming a victim.  1.  Thieves do not need your credit card to steal your identity. Thieves need only one piece of information about you like your […]

You purchased a car and it has been in the repair shop frequently.  You are angry and frustrated.  Despite your monthly car payments, you are without a working vehicle.  How do you determine if your vehicle is a lemon? Step 1 Look at the manufacture, mileage and age of your vehicle.  The lemon law applies […]

I read an interesting piece in an article in Time Magazine about 5 things you should never buy in a store.  It included unlimited cell phone minutes, bottled water,  and alternative flu remedies.  It of course cautioned that there are exceptions to the rules.  For instance, despite the reports that most bottled water is simply […]