Month: February 2012

Using multiple forms of harassment to get the job done, Encore Receivable  Management has developed a reputation for heavy handed collection tactics.  Complaints have been posted on internet chat sites complaining of excessive calls throughout the day, failing to identify themselves during collection calls.    Encore Receivable Management, Inc. has been in the collection business for […]

PN Financial is a debt collection company based out of Skokie, Illinois with an office in Lincolnwood.  They are one of most egregious violators of the Fair Debt Collection Practices Act in the state of Illinois.  In January 2012, the Attorney General of Illinois has filed suit against PN Financial Inc. in Cook County Circuit […]

High pressure sales tactics like not letting you off the phone until you make a deal with them is one of the effective ways Praxis Financial Solutions attempts to collect debts.   Located in Lincolnwood, Illinois (just about 10 minutes outside of Chicago, Praxis was incorporated in 2006 and boasts having experience of 35 years in […]

A background check for employment that results in a termination or failure to gain employment can lead to violations of the Fair Credit Reporting Act.  If part of the interview process requires a background check, or if your continued employment with a company depends upon a background check, you have rights under the Fair Credit […]

Don’t let their letter fool you that you are currently  under a “legal review” and you must act immediately.  G. Reynolds Sims are a debt collector.  G. Reynolds Sims was founded in 2006 and has its headquarters in Troy, Michigan.  Internet chat sites reflect a wide variety of complaints.  Many complain that they were pressured […]

MIG Capital Inc. may call you and tell you that they are a “mediation” company, but don’t be fooled.  They are a debt collection agency.  MIG started in 2009 and is located in Tampa, Florida.  They operate a call center out of there, though it is known to be rather small in size.  MIG has […]

Debt collectors use many different tactics to convince people to make a payment to them. Some of these tactics are actually legal, some cross over the line.  Many debt collectors are sneaky and get you to start paying on debts that are old and re-start a new statute of limitations period, giving the collectors more […]

As much of the collected data recently shows, this tough economy has brought upon a dramatic increase in collection calls and complaints of harassment.  Be prepared for them so you can act if they violate your rights.  4 words of advice:  listen, look, log and save. LISTEN:   Listen to the calls or messages.  Find out […]