Month: April 2012

National Credit Recovery is a debt collection company located in Ottawa, a suburb of Kansas City, Kansas.  Their website boasts an experienced management team that understands the needs of both debtors and creditors.   They emphasize that their callers aim to work out a compromise because everyone deserves a second chance.  Many complain that the callers […]

We hear a constant flow of complaints about debt collectors threatening wage garnishment.  But are those threats real?  There are a few rare instances when a threat of a wage garnishment is very real and the consumer should have concern.  However, the overwhelming majority of those threats are improper threats that violate the Fair Debt […]

The Fair Debt Collection Practices Act or FDCPA’s goal is to protect the consumer against abusive debt collectors and their abusive tactics.  What are abusive tactics?  This includes:  – Using profane language or language that is harassing or abusive  – Calling before 8 a.m. or after 9 p.m.  – Telling other people (family, friends, neighbors) […]

National Credit Adjusters is a privatelyheld company which specializes in collecting delinquent accounts receivables .  They are located in Hutchinson, Kansas.  They are known to collect on defaulted payday loans.  Their website claims theircompanyis founded on ” wholesome family values and conducts business with respect, dignity, and fairness.” Is National Credit Adjusters Harassing you? Consumers […]

In a recent decision in which our firm represents the consumer, a court held that a car dealer’s conduct in dragging its feet while the plaintiff sought to adjudicate her case amounted to a waiver of the right to arbitrate the case.   This decision,which came out this week, is a great victory for consumers who […]

A recent report released by the National Consumer Law Center on Wednesday, April 11, 2012 reveals that criminal background checks conducted on prospective employees routinely contain errors, mismatch people or misclassify criminal offenses. The report said that since the Sept. 11, 2001, terrorist attacks, employers increasingly have conducted background checks on prospective hires.  That has […]

Consumers have filed complaints against National Enterprise Systems for almost every type of violation under the Fair Debt Collection Practices Act.  From unauthorized calls to work to unauthorized disclosures,  National Enterprise Systems have collected millions of dollars through these tactics.  National Enterprise Systems (known as NES) is located in Solon, Ohio, NES boasts being licenses […]

The Telephone Consumer Protection Act is also known as TCPA.  It was signed into law in 1991 with the intent to protect consumers from automated calls on their cell phones.  YOUR RIGHTS AS A CONSUMER The TCPA makes it unlawful to use an automated dialer, also known as robo-dialing, to a cellular telephone unless the […]

Having your identity stolen is an ordeal.  You don’t realize how important your credit is until it has been destroyed.  Trying to write a check at a grocery store or rent an apartment becomes difficult, if not impossible. The process of reclaiming your stolen identity can be a very frustrating experience.  First, you need to file a […]