First Alliance Check Systems – A Debt Collector

First Alliance Check Systems was hired to collect a debt of a certain consumer who ultimately became our client.   In order to attempt to collect the debt, they called her at her place of employment.  The consumer advised the collector at First Alliance Check Systems that she could not take their calls while she was […]
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5 Myths About Debt Collections

In our practice of representing debtors in their claims of improper debt collection practices under the Fair Debt Collection Practices Act by collection agencies and attorneys, we have come across quite a few misconceptions about how the law works.   Here are 5 common ones and the truths behind them: 1.  If I demand in writing […]
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Judgment Against Mary Jane Elliot, P.C.

We had a client come to us that had tried to do the right thing and work out an agreement to pay off her debt when she was sued by debt collector Mary Jane Elliot’s office.   In court, this consumer appeared and worked out a deal to pay off the debt.  The deal was accepted […]
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5 Myths About Credit Reporting

In our practice of assisting consumers with credit report errors, we come across many misconceptions that consumers have about their credit reports, and the rights they have.   Here are 5 commons ones, and the truths behind them: 1.  When I pay my bill off entirely, it will come off my credit report: This is entirely […]
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Garnishment of Federal Student Loans

Federally funded student loans are unlike any other.  With every other debt, the creditor must file a lawsuit against you and win it before they can make any attempt to garnish your wages or attach to any of your assets.  However, with federally funded student loans, the government has the right to start a garnishment […]
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