Re-Aging of Debts on a Credit Report

Some debt collectors report the debts they are collecting to the credit bureaus.  When they do, that can cause some aggravation to the consumer who is seeking to get out of debt and clear up their credit.  One concern many consumers raise is the belief that the reporting debt collector is re-aging the account.  Re-aging […]
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Class Action Settlement Reached Under FDCPA

A group of collection agencies and debt buyers recently settled a class action lawsuit that was filed against them for $575,000.  The defendants are all related companies that were sued on behalf of 3,000 consumers in Maryland.    In the case of Winemiller, et al. v. Worldwide Asset Purchasing, et al. it was alleged that […]
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Another Horrifying Background Check Story

A man who has no criminal background at all, that has experience working in healthcare facilities, went in for a job opportunity.  As his experience and interview reflect he is fit for the job, he is hired pending his background check.  Just two weeks into the job, his background check came in.  Unfortunately, this person […]
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