Credit Reporting and Purchasing a Vehicle

Buying a car is a big purchase.  Whether it is used or new, you want to get the best deal.  If you plan to finance the purchase and get the best price, you need to do a little homework. Pull your credit report before you go into a dealership.  Why? Make sure there are no […]
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Are You Tired of Bill Collectors?

As American consumers, you have rights.  The Fair Debt Collection Practices Act is a Federal law passed to protect debtors from harassing, abusive or unethical bill recovery efforts.   In other words, if you are being harassed in any way, you can sue the collector and recovery up to $1000 for violations.  One consumer in Nebraska […]
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Collection Agency Using Text Messaging to Collect Debts

National Attorney Collection Services, Inc. and National Attorney Services, LLC, two California based collection agencies, were ordered by the Federal Trade Commission (“FTC”) to pay $1 million in fines for violating the Fair Debt Collection Practices Act (“FDCPA”).  The FTC took action against the two partnered agencies for using text messaging in its attempt to […]
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