Month: July 2014

Home Depot is just one of the latest giant retailers to be sued under the Fair Credit Reporting Act (“FCRA”) for failure to comply with the statute’s employment background check laws.  As the law lays out strict but clear guidelines for employers to follow, companies continue to ignore consumer rights during the application process when […]

The United States Supreme Court may need to give its opinion on the collection of time-barred debts under the Fair Debt Collection Practices Act (“FDCPA”) as more circuits disagree and continue to widen the split.  In a recent opinion by the Seventh Circuit, the Court held that it is a violation of the FDCPA to […]

Last year, the Consumer Financial Protection Bureau (“CFPB”) publicized it was rewriting the rules governing the debt collection industry.  In light of its announcement the Bureau requested input from the people who matter most, the consumers, and compiled a list of the responses that it planned to use in drafting the new laws. At the […]

When you think about cases under the Fair Debt Collection Practices Act (“FDCPA”), the statute enacted to protect consumers from violations occurring when attempting to collect a debt, you most likely think about situations when a collector is calling to collect a debt you do not actually owe.  However, the reality is the FDCPA and […]