Month: December 2014

Under the Fair Debt Collection Practices Act (“FDCPA”), a collection agency is prohibited from misrepresenting itself to a debtor when collecting a debt.  Specifically, a collector is forbidden from misrepresenting itself as a member of law enforcement, a government official or a lawyer.  While the law seems fairly straight forward, a recent case against Corrective […]

This October, the Consumer Financial Protection Bureau (“CFPB”) released is Fall Highlights Report.  In its report, the CFPB describes areas in which its new rules have been successful and areas in which it needs improvement, as violations of the Fair Debt Collection Practices Act (“FDCPA”) are still a regular occurrence.  The first area of concern […]

On September 29, 2014 we filed a lawsuit against the Law Offices of Michael Stillman, who does business as Stillman Law Office, on behalf of a consumer.  Instead of fighting, Stillman wisely conceded and allowed a judgment to be entered against it based upon the allegations in the complaint.  Another victory for consumers.  The complaint […]

In a Florida Court, Joyce and Nelson Coniglio were recently awarded $1 million for violations of the Telephone Consumer Protection Act (“TCPA”) after Bank of America continued to contact the consumers over a four year period for failure to make payment on their mortgage loan.  In the order, the Judge stated the repeated calls were […]

Whole Foods Market Group, Inc. (“Whole Foods”), the giant grocery retailer, is just one of the latest companies to be sued for allegedly violating the Fair Credit Reporting Act (“FCRA”) during employment background checks.  Earlier this year, in a California District Court, Whole Foods was sued for allegedly using invalid authorization forms during employment background […]

In a class action case against Dollar General Stores, a federal court in Virginia is being asked to approve a settlement reached between the parties for $4 million.  In the case against this retail giant, the store was accused of conducting employment background checks without Fair Credit Reporting Act (“FCRA”) compliance. This case began when […]