Month: September 2015

Earlier this month the Consumer Financial Protection Bureau (“CFPB”), the agency in charge of regulating consumer protection in the financial sector, ordered two of the largest debt collection agencies in the country to pay a combined penalty of $79 million for violating debtors’ rights under the Fair Debt Collection Practices Act (“FDCPA”).  The two collection […]

Building your credit score may seem like an impossible feat.  In a world where consumers live and survive on credit, when you have none or have negative credit, buying necessities can be difficult.  Using a credit card is a sure fire way to improve or damage your score, depending on how you manage it.  While […]

Note: This is a guest post contributed by Robert W. Glantz, Esq. In a recent decision, In re Michael D. Schwartz and Aseneta Schwartz, the United States Court of Appeals for the Seventh Circuit (Illinois is within the Seventh Circuit), the Seventh Circuit warned debtors who plan to file for Chapter 7 Bankruptcy Protection to not spend […]

When preparing yourself for a job interview, you need to do more than just freshen up on your interviewing skills.  Most employers today want to do more than just speak with you in an interview or read your resume.  They want to conduct a thorough background check and take a look into your credit report […]

Your credit report is the stepping stone to your financial well being.  Good credit or bad credit can make or break your chances at getting  a mortgage, being approved for a credit card, getting an automobile and earning a favorable interest rate on a loan. If you are in the market for a loan, the […]