Month: October 2015

It is becoming more and more common practice for employers to conduct background checks of their current and potential employees.  Background checks are helpful to employers who are looking for more information regarding a potential job applicant and a useful tool to monitor existing employees.  While employers are entitled to perform background checks, they must […]

What are the statute of limitations in my state?  That is a question we hear every day from consumers who are facing a lawsuit or garnishment.  But its usually the wrong question.  Most consumers have the misconception that a statute of limitations is a limit of time that a collector or creditor can pursue collecting […]

The Fair Debt Collection Practices Act (“FDCPA”) is the federal statute that was enacted to protect consumers from abusive collection tactics of debt collectors.  Under the statute, only a debt collector can be liable for conduct that is in violation of the FDCPA.  If a creditor is contacting you to collect a debt that you […]