Month: January 2016

The CFPB made a New Years Resolution in 2016 to crack down on debt collectors nationwide.  The agency has been using the Fair Debt Collection Practices Act (“FDCPA”) in years past in its mission to target third-party debt collectors for mistreating consumer debtors during the collection process.  But this year, the CFPB plans to also […]

It may seem like an impossible feat, but boosting your score in the year to come does not have to be as difficult as you think. Maintaining a good credit score can be as simple as following directions and committing to being financially responsible.   First and foremost, make every effort to pay your bills […]

As an attorney that handles Fair Credit Reporting Act cases, I am often called by consumers who claim errors on their credit reports in order to review their report.  Lately, more and more often the consumer will send in a report from Credit Karma.  This seems to be the hottest new thing for consumers to […]

A first for the two major consumer protection agencies, a unity or meeting of the minds, between the Federal Trade Commission (“FTC”) and the Consumer Financial Protection Bureau (“CFPB”).  These consumer agencies came together for the first time to try to protect consumer rights across the board.  The goal, “Operation Collection Protection”.  This initiative will […]