Month: May 2016

All too often consumers ask about credit repair…is it worthwhile, what does it cost, should I sign up?  Credit repair is a service provided by a company that helps consumers remove unwanted and inaccurate information from their credit file to help improve credit reports.  Consumers can hire a company to clean their credit or just […]

Your credit report and credit score are more than just a piece of paper and number.  Your information can affect your day to day activity and your financial well-being.  Good credit will earn you favorable interest rates, a better apartment, a larger mortgage loan, better credit cards, insurance…the list is endless.  Preparing yourself for good […]

Negative accounts on your credit file may seem like an everlasting problem.  While it feels like an eternity before these delinquent accounts come off your report and are no longer haunting your credit score, acquainting yourself with the Fair Credit Reporting Act (“FCRA”) will ensure the information is removed in a timely fashion.   Under […]