People Come First At Our Consumer Rights Law Firm
Your credit can impact just about everything in your daily life. It can impact the type of car you are able to purchase, the type of home you can buy and the type of job you are able to get. Most lenders base their decision to extend you credit and at what rate on your credit score. Further complicating matters,…
Looking for a job today can be stressful with all of the competition for employment… The thought of a potential employer reviewing your credit report can add to your stress level. Under the Fair Credit Reporting Act (“FCRA”), the federal statute enacted to protect consumers from unfair credit reporting, employers are permitted to review an employee’s or job applicant’s credit…
If you don’t understand the difference between a credit report and a credit score, you are not alone. While both are a measure of your financial wellbeing, your credit report is a history report of how you have handled your debts, both past and present, and your score assigns a number to that history. Financial experts compare your credit report…