Month: October 2016

While there are multiple types of consumer credit scores, there must also be multiple types of credit.  Understanding that not all credit is the same is a good way to learn how to maintain a credit report that is in good standing.  You must carry a variety of credit to have good credit.  In other […]

Despite what you have been told, a credit card can actually help build your credit.  If you are committed to making timely payments every month and keeping your balances fairly low or non-existent, a credit card can successfully build your credit over time.  It can lead to better credit offers and more favorable terms with […]