protconsrights
November 17, 2016
Consumer debtors can thank the Second Circuit for its ruling in Avila, et al. v. Riexinger & Associates, LLC, when the least sophisticated consumer standard got a little less sophisticated earlier this year. In this Fair Debt Collection Practices Act (“FDCPA”) case the court held that a debt collector cannot presume that a consumer understands […]
protconsrights
November 10, 2016
As a responsible consumer trying to build your credit, you apply for a credit card with a low finance rate and you plan to pay off the balance in full every month. After all, one of the first rules of thumb for building your credit is to have a positive credit history. The only problem […]
protconsrights
November 1, 2016
As a responsible consumer, you pull a copy of your report annually to review the information and make sure it is up to date and accurate. Studies show that 1 in 5 American consumers have errors on their credit report and need to embark on the dispute process to correct the inaccurate information. Under the […]
