Month: January 2017

Recently, Washington D.C. joined the ranks among other states to pass the Fair Credit in Employment Amendment Act (“FCEAA”).  The consumer minded act limits an employer’s inquiries into a job applicant’s credit report for use in making hiring decisions.  The basis for this amendment was a belief that credit history cannot be linked to job […]

For so many, the New Year is about starting over.  A fresh start can include getting your finances in order.  To begin this process, pulling a copy of your credit report for free should be at the top of your list.  Under the Fair Credit Reporting Act (“FCRA”), the federal statute enacted to protect your […]

This past October, SmithMarco took on a matter at trial against debt collector Creditors Collection Service.  We were victorious in proving our client’s case and recovering for her under the Fair Debt Collection Practices Act. Not satisfied with the result, the collector asked the court to overturn the jury’s verdict.  The court refused, locking up […]

The New Year for so many is about resolutions and setting new goals for yourself, so why not put repairing your credit score at the top of your list?  A good credit report can open many doors and provide new opportunities for you.  If you are ready to take action and repair your credit, follow […]

One of the most common credit reporting mistakes is a merged credit report.  A merged credit report is a report that has someone else’s information reported on your credit file.  It is not the result of fraud but a mistake by the credit reporting agency or your creditors causing your information to merge with that […]