Credit Report vs. Credit Score

Your credit report and credit score are two different things. While consumers often refer to them as one and the same, they really are two separate items.  While both items are related to your credit and financial worthiness, your report is a summary of your credit history and your score is a number assigned to […]
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Everything you Need to Know about Credit Reporting

If you are in the market to make a big purchase, open a bank account, apply for an auto loan, mortgage, credit card, insurance or even get a new job, then you need to be intimately familiar with your credit report.  Your credit report is basically a sales pitch that tells lenders who you are, […]
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