Month: May 2017

The Equal Credit Opportunity Act is the statute enacted in 1974 that protects consumers from being discriminated against during a credit transaction based on race, color, religion, sex, marital status, age or use of public assistance.  The law applies to any entity who participates in making a credit decision such as banks, retail stores, credit […]

Your credit score is an important number to you.  It is calculated based on the information contained in your credit report; it is a number that tells lenders what type of consumer you are; a number that will decide whether or not you are approved for credit and at what rate; a number that may […]

For the average American consumer, managing your credit can be difficult.  Add military personnel to your resume and imagine the stress deployment can cause on your finances.  Being in the military can mean constant movement and deployment, making it difficult to pay your bills and watch over your credit responsibly.  When deployment is over, transitioning […]