Snacking Giant Pays in Background Check Lawsuit

Last month, Frito-Lay, Inc., one of the largest snack food manufacturers, generating over $1 billion in sales over the past year, agreed to pay $2.4 million to settle a class action lawsuit over alleged violations of the Fair Credit Reporting Act (“FCRA”) for improper handling of background checks. FCRA Regulations Under the FCRA, when an […]
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No Credit, No Problem?

Have you ever applied for credit and been rejected because you have no credit?  Getting approved for credit is next to impossible when you have little to no credit history.  This cycle seems impossible to overcome, because if you have no credit how are you going to get approved based upon your credit history?  So […]
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Video: Credit Report Types & Debt Collection Scams

Join Larry Smith, consumer protection attorney and co-founder of SmithMarco P.C. for this episode of “Credit Talk” on Chicago Access Network Television. Larry discusses how to access and dispute incorrect information on all of you credit and background reports, not just the credit reports from the three large credit reporting agencies. He also talks about […]
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