Month: August 2018

Regardless of the reason for needing a loan, getting denied can be frustrating for a consumer looking to improve his or her financial well being.  But rather than taking a loan denial personally, you can take steps to understand why you were denied and work to fix your credit so it does not happen again […]

With the stress of divorce and/or marital separation comes the stress of paying your bills and dividing your finances.  Maintaining good credit post divorce can be challenging.  It is important to understand that a legal separation does not alleviate you of your responsibility and obligation to pay your bills with your spouse that were joint […]

In January of 2018, GM Financial, the automotive lending giant, ceased to report any of its account information to the credit reporting agencies for as many as 2.5 million of its customers.  Consumers were left with blank information which could essentially alter their credit score.  Is it legal for a creditor to stop reporting information?  […]

Before making a decision to close that credit card account you do not use anymore that is just sitting open on your credit report, consider what it could do to your score.  Length of Credit History The length of your credit history makes up about 15% of your credit score. This 15% takes into account the length […]