Month: September 2018

We are seeing a pattern emerge whereby Comcast/Xfinity is gaining access to consumers’ credit reports without having the consumers’ permission nor a permissible purpose to obtain the report under the Fair Credit Reporting Act (FCRA).  On a few occasions now, we have seen them gain access to the reports of our clientele.  While we are […]

Consumer statutes are enacted to create a balance for buyers in the marketplace and prevent sellers from using unfair tactics.  The Telephone Consumer Protection Act (“TCPA”)  is a consumer minded statute enacted in 1991 that prohibits telemarketers, banks, debt collectors and any other companies from using autodialers or robocalls to contact you at home or […]

Our very own consumer rights attorney, Larry Smith, contributed to the article “Does Your Credit Score Show Up on Your Background Check?” with Opploans.  So, does your credit score show up on your background check?  “In a word, no,” answered Larry P. Smith (@LarryPSmithlaw), an attorney at SmithMarco. “Credit scores typically do not show up […]

Pepsi Beverage Company recently agreed to pay over $1 million to settle a class action lawsuit against the beverage giant alleging it violated the Fair Credit Reporting Act (“FCRA”) by failing to conduct compliant employment background checks. Accessed Credit Files Without Consent of Applicants Specifically, sometime in or around September of 2015, a class action […]