Seeking or Losing Credit – What Rights Do We Have?

As the economy continues to struggle through the pandemic, many consumers are experiencing credit loss.  Either their current creditors are deciding to discontinue the relationship or lower the line of credit, or people seeking to obtain new credit are being turned away.  Often times the consumer is frustrated as they believe their credit file or […]
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Re-insertion of Disputed Information on your Credit Report

Often, a consumer will dispute something on their credit report and successfully get undesirable information removed from their report. However, sometimes that item will get re-reported to the credit bureaus and re-inserted into credit reports.  Sometimes it’s the same creditor or collector, but sometimes, it happens when a third party buys the debt and begins reporting […]
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