What is a Merged Credit Report?

Often times, one will review their credit report and find information that is completely alien to them.  Accounts or addresses that have no relation to the consumer.  Often, the initial reaction is to assume identity theft – someone got a hold of your information and is ruining your credit.   You may instead be dealing with […]
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Getting Sued for a Debt? Don’t Hide from it, Get Legal Help

Getting served with a lawsuit by a creditor can be an extremely lonely and deflating feeling.  Many Americans are in debt and unable to pay all of their bills.  When someone is having a hard enough time making ends meet, it can be made worse when the pressure of a lawsuit comes to your door.  […]
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What Does “Meets FCRA Requirements” Mean on your Credit Report?

Many people have come to us with the question of what “meets FCRA requirements” means on their credit report.  Often times, an account being reported will have this comment attached to it.  Every time, it is an account that the consumer had once issued a dispute over. The Fair Credit Reporting Act (FCRA) is a […]
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