Larry Smith
August 17, 2022
EFTA stands for the Electronic Funds Transfers Act. And true to its name, it is the law that provides for the rights and responsibilities of those making electronic transfers. What is an electronic funds transfer? It is transferring funds through any sort of electronic terminal. That could be by phone, by computer, by magnetic tape […]
Larry Smith
August 17, 2022
Credit Reporting Agencies tend to make mistakes when creating credit reports. Some of these mistakes are harmless, but some can cause serious economic harm. Whenever you find an error on your credit report, you should dispute the error. But what are the most common errors we see? Mixed File: Often times, people who have the […]
Larry Smith
August 4, 2022
The recent revelation making headlines is that Equifax has been sending the wrong scores to potential lenders. Equifax, pursuant to requests for consumers’ credit scores, was sending erroneous information consisting of lower credit scores than what the consumer’s report actually earned. It was disclosed that this issue persisted for at lease a few weeks affecting […]
