The Credit Bureaus and Tenant Screening

The use of credit reporting from the three main credit bureaus, Trans Union, Equifax and Experian by financial institutions has been in play for decades.  As we have written on our blog, there are many other types of consumer reporting agencies that provide information that is governed by the Fair Credit Reporting Act.   There […]
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FCRA Compliance and Criminal History Background Reports

What Happens When a Background Report for a Job Application Picks Up A Conviction Greater Than 7 Years Old? Here’s the scenario:  You go in for a job interview and the application asks if you have been convicted of a crime in the past 7 years.  Maybe you have a record, but it dates back […]
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The Four Steps of an Employment Background Check

Employers conducting background checks of employees or prospective employees need to be aware of the the Fair Credit Reporting Act (“FCRA”) and its protection of their consumer reports. In 2013, when the FCRA was amended, employers were given additional responsibility to obtain permission and to perform follow-up prior to requesting a consumer report. An employer […]
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