One of our clients came to us with a harrowing story of how Creditors Collection Service engaged in a campaign of harassment and abuse to attempt to collect a debt it believed was owed. The collector at Creditors Collection Service told the consumer that she was an attorney – she was not. Moreover, the collector threatened to sue the consumer’s spouse (who had no relation to the debt) and garnish the family’s wages. If that wasn’t enough, they misrepresented to the consumer how much they really owed and collected more than what was really owed.
Thankfully, this consumer came to Larry P. Smith & Associates for help, and help we did. A lawsuit was filed under the Fair Debt Collection Practices Act in February 2012. When we sent out a process server with the summons and the complaint to the owner and registered agent of the corporation, he hid and attempted to avoid service. Eventually, we were able to obtain service of the complaint.
It appears that Creditors Collection Service had no defense for their actions. Perhaps it was the realization that they had been caught flagrantly violating the Fair Debt Collection Practices Act, as Creditors Collection Service surrendered and acknowledged that it violated the FDCPA. On April 5, 2012, Creditors Collection Service, pursuant to their own offer, had a judgment entered against them for violations of the Fair Debt Collection Practices Act for the entire Complaint filed against it. Another consumer’s rights were vindicated.
Contact information for Creditors Collection
Service:
Creditors Collection Service, Inc.
832 Michigan Ave.
Sheboygan, WI 53081
Registered Agent and Owner: Donald A. Waage
Stop Debt Collector Harassment Now: When you’re being pursued by debt collectors, you have rights, and we’re here to help. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.
If you feel that you’re rights have been violated, please contact us for a free case review.