First Alliance Check Systems was hired to collect a debt of a certain consumer who ultimately
became our client. In order to attempt to collect the
debt, they called her at her place of employment. The
consumer advised the collector at First Alliance Check Systems that
she could not take their calls while she was at work. Still,
the collectors at FACS continued to call her at work.
However, that was not all First Alliance Check Systems did to
Fair Debt Collection Practices Act. FACS went on a
harassment which included calling the consumer between 4 and 5
times a day, calling third parties, attempt to collect more than
what was owed on the debt, and threatening her by telling her she
is being charged with check fraud.
It is a violation of the Fair Debt Collection Practices Act to
call a consumer at their place of employment after receiving notice
that the consumer cannot accept calls there. It is also a
violation of the FDCPA to harass a person by making multiple
phone calls to them. A debt collector cannot disclose your
debt to a third party or imply that a crime was committed. As
such, the conduct of FACS by this consumer was indeed a violation
of the law.
This consumer came to SmithMarco, P.C., for assistance
and advice. We took on representation and filed a lawsuit
against FACS for multiple violations of the
FDCPA. Rather than even attempt to answer the
lawsuit and defend themselves, First Alliance Check Systems wisely
sought to settle the lawsuit. FACS agreed to pay the
consumer statutory damages and all of her attorney fees – so she
did not have to spend any money of her own to get our help.
First Alliance Check Systems Contact
FACS is a debt collection agency that is located out of upstate
New York. They provide a mailing address of:
PO BOX 259
But have a registered address of :
33 Rinewalt Street
Williamsville, NY 14221
Stop Debt Collector Harassment Now:
When you’re being pursued by debt collectors, you have
rights, and we’re here to help. SmithMarco, P.C., has
over 30 years of combined experience practicing law protecting the
rights of consumers around the country. If you feel that
you’re rights have been violated, please contact us for a free case review.