Larry Smith answers on Employment Background Checks

Our very own consumer rights attorney, Larry Smith, contributed to the article “Does Your Credit Score Show Up on Your Background Check?” with Opploans. 

So, does your credit score show up on your background check? 

“In a word, no,” answered Larry P. Smith (@LarryPSmithlaw), an attorney at SmithMarco. “Credit scores typically do not show up on a background check. Most background checks for employment do not seek credit information, but rather, criminal history. They are typically looking for whether you are dangerous to employ.

“Some pre-employment screenings do go deeper and look at credit. This is usually when the job requires the employee to handle money- as many states are enacting laws to prevent credit checks for employment except for certain circumstances.

“In those instances, a score may be revealed, but again, typically not. Those reports are looking to see whether the person has judgments, has declared bankruptcy, or has a large amount of outstanding debt. Credit scores really do not get revealed in background checks.”

If you think your rights have been violated, contact SmithMarco for a free case review.

Larry Smith

Consumer Rights Attorney at SmithMarco, P.C.
Larry P. Smith is a consumer attorney and the founder and Managing Partner at SmithMarco, P.C. He has tried dozens of consumer rights cases to verdict and has arbitrated over 700 cases. Additionally, he has amicably resolved over 3,000 consumer fraud, Fair Credit Reporting Act and Fair Debt Collection Practices Act cases via settlement. Mr. Smith has been a guest on multiple radio outlets including WLS and WGN in Chicago providing consumer advice. Mr. Smith also provides leadership and delivers lectures to the National Association of Consumer Advocates, The National Consumer Law Center, and the Chicago Bar Association.
Larry Smith

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