Free Credit Reports During Covid-19 Period

The three main credit reporting agencies, Trans Union, Equifax and Experian, have banded together to provide consumers free credit reports while the coronavirus pandemic continues to threaten our economy.  This is, indeed, a generous proposition from the big three.

The Fair Credit Reporting Act provides that everyone is entitled to one free view of the contents of their credit file per year.  Years ago, in order to comply with the overwhelming volume of requests for these free reports, created a website www.annualcreditreport.com as a place for consumers to go and receive their credit reports from each of the three main reporting bureaus.

The Chicago Tribune reported that the CEOs of the three main agencies got together and decided that in these difficult economic times, it is important for people to see their current credit status more often so that important decisions can be properly made.  Thus, consumers can obtain their free credit reports once per week at that website – www.annualcreditreport.com.

If you find errors on your credit report you can dispute those errors, or you can call SmithMarco, P.C. for a free case review.

Larry Smith

Consumer Rights Attorney at SmithMarco, P.C.
Larry P. Smith is a consumer attorney and the founder and Managing Partner at SmithMarco, P.C. He has tried dozens of consumer rights cases to verdict and has arbitrated over 700 cases. Additionally, he has amicably resolved over 3,000 consumer fraud, Fair Credit Reporting Act and Fair Debt Collection Practices Act cases via settlement. Mr. Smith has been a guest on multiple radio outlets including WLS and WGN in Chicago providing consumer advice. Mr. Smith also provides leadership and delivers lectures to the National Association of Consumer Advocates, The National Consumer Law Center, and the Chicago Bar Association.
Larry Smith

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