Employers conducting background checks of employees or prospective employees need to be aware of the the Fair Credit Reporting Act (“FCRA”) and its protection of their consumer reports. In 2013, when the FCRA was amended, employers were given additional responsibility to obtain permission and to perform follow-up prior to requesting a consumer report. An employer […]
Your credit history and credit report determine what you are financially eligible to receive in credit and loans. Knowing what is reported on your report and an awareness of the law will ensure you have the financial opportunities you are entitled to and worked so hard to get. The Fair Credit Reporting Act (“FCRA”) is […]
Buying a new home is more than likely the biggest purchase you will make in your life. While experts say that nearly 1/3 of homeowners have no mortgage loan, the remaining 2/3 need to make sure their credit is in tip-top shape to get the best mortgage rates available to them. Mortgage companies are relying […]
I had an issue with a background report which caused me to lose a career opportunity. I wasn’t exactly sure if I even had a case at first. After doing some searching, I came across SmithMarco’s website, protectingconsumerrights.com. This was probably the best thing a google search has ever brought me to. SmithMarco, P.C got […]
I wanted to take time to thank SmithMarco for doing such an outstanding job in helping me deal with a collection dispute that been hanging over my head since 2009. There has been such a burden off my shoulders and mental state. David and Larry when to work for me and was able to get my situation resolved in a short amount of time. They both went over and above to assist me. My gratitude to the entire staff for their professionalism and treating me with respect and dignity. My only regret was not finding them years earlier. High recommendations to SmithMarco.
I represented myself in a case that was dismissed, and after the dismissal I had some questions about taking further action that I forwarded to SmithMarco. Larry Smith took the time to speak to me at length and answered my questions, which really impressed me. A few months later a separate suit was filed against me and I had not forgotten the time and attention given to me by SmithMarco, so I immediately contacted them. Again my case was given immediate attention by Larry Smith, leading to a rapid settlement. I have worked with attorneys on many levels for decades, and I have never been more impressed with a firm. Thank you again Larry Smith, David Marco and the whole team at SmithMarco!
I would like to thank you for your assistance as my attorney. When I pursued this matter, I did not believe there would be a settlement. I wanted to do it to perhaps prevent this company from harassing other people. Needless to say, the check I received in the mail last week was a nice surprise. I appreciate your efforts regarding this matter. You can be assured that if I need assistance in the future, I will contact you. I will also refer anyone I know who is in need of legal services.
The advice and professional representation I received from you during this difficult process was phenomenal! I can’t thank you enough for your patience in explaining every possible outcome that I was up against in this ugly lawsuit against me. Your ability to de-stress me prior to going into court I greatly appreciated! I am completely amazed by how you responded to the opposing counsel’s many inaccuracies in a calm, yet dynamic manner. You truly dedicated a lot of time in preparing for my defense and this was evident by the outcome of the courts decision. I was very fortunate to have you as my Attorney! I most definitely would recommend your services to anyone in need of an empathetic and diligent lawyer.
I could never thank Mr. Smith and Mr. Marco enough for their assistance. When Mr. Smith returned my phone call, I was surprised that there was someone still left on the planet who was genuinely interested in correcting what “went wrong.” From the start he was prepared to assist in lifting my burden and he made me feel confident that my issue with the debt collectors could and would be resolved. Later when Mr. Marco continued with the case, he too was professional and caring. Generally those two characteristics combined, aren’t part of the consumer experience; however I’ve been privileged to have two of the best attorneys provide outstanding service! Problem solved! You don’t find this kind of expertise and benevolence in the world we live in today. I feel safe in their hands and I hope that in some way one day I will be able to demonstrate my appreciation to and for them.
We are seeing a pattern emerge whereby Comcast/Xfinity is gaining access to consumers’ credit reports without having the consumers’ permission nor a permissible purpose to obtain the report under the Fair Credit Reporting Act (FCRA). In a few occasions now, we have seen them gain access to the reports of our clientele. While we are […]