The Fair Credit Reporting Act in Alabama

Alabama has the “Alabama Consumer Credit Act”.   This law, however, does not address credit reporting or background reporting, and leaves that to the federal Fair Credit Reporting Act.  It covers requirements to become a lender and sets parameters for lending institutions to operate within the state.  Mostly deals with licensing requirements for lending and financial institutions.  Consumers in Alabama should look to the Fair Credit Reporting Act for their rights regarding information contained in consumer reports.

Contact SmithMarco, P.C., Today

If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.