The Fair Credit Reporting Act in Ohio

The residents of Ohio do not have a particular state law to look to when it comes to information on their credit reports or background reports.   Residents of Ohio should look to the protections of the federal Fair Credit Reporting Act for assistance.  However, Ohio has enacted the Ohio Credit Services Organization Act.  This is a law that applies to businesses that offer to perform credit repair.  These businesses are regulated in what kind of promises they can make, what kind of charges they can make, and what disclosures must be provided to consumers that wish to use these services.

Contact SmithMarco, P.C., Today

If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.